Food & Agriculture Insurance

Comprehensive Risk Management for Agricultural & Food Processing Enterprises

USI’s Food & Agriculture team focuses on mitigating and insuring risks throughout the entire supply chain— from farm to fork. Our Food & Agriculture clients face extensive challenges with global supply chain exposures, advances in food distribution systems, government regulations, food contamination and spoilage, environmental challenges and business continuity. In 2011, the U.S. government passed the Food Safety Modernization Act, which implemented new regulations that have required the industry to increase investment in food safety processes and be more accountable. More sophisticated testing and traceability has dramatically increased and exposed businesses to added liabilities, resulting in a higher risk of business shut down.

USI works with our clients to address these risks through industry specific risk management techniques and risk finance strategies.

USI’s Food & Agriculture team structures insurance solutions and services including:

• Employment Practice Liability for Seasonal Employment
• Product Contamination Coverage
• Product Recall Coverage
• Seamless Inventory Coverage - Transit, Storage and Distribution (Stock Throughput)
• Farm Property (Livestock, Machinery, Supplies)
• Controlling Cost of Workers’ Compensation Coverage
• Business Continuity
• Automobile Liability
• Environmental Risks
• Directors & Officers Liability
• Contractual Review

To analyze our clients' business issues and challenges, our Food & Agriculture Practice leverages USI ONE^®, a fundamentally different approach to risk management. USI ONE integrates proprietary business analytics with a network of local and national technical experts in a team based consultative planning process to evaluate the client’s risk profile and identify targeted solutions. Clients then receive tailored recommendations for improving their total cost of risk.

Experience the USI ONE Advantage^® and learn how our Agriculture industry specialists can provide your business with best-fit insurance products and sound risk management advice. Email pcinquiries@usi.com to learn more or contact your local USI office today.